Hourly Paycheck Calculator 2026

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Enter your hourly wage and hours per week. See your annualized salary and take-home pay, broken down by federal tax, provincial tax, CPP, and EI.

+ Advanced options (overtime, bonus)
Estimated take-home pay $0 per year
Gross pay$0
Federal tax$0
Provincial tax$0
CPP$0
CPP2$0
EI$0
QPIP$0
Total deductions$0
Effective tax rate0%
Take-home %0%
Tax year 2026 · Ontario · Biweekly

Independent estimate based on 2026 CRA federal/provincial payroll formulas, Revenu Québec figures, and published CPP/CPP2/QPP/QPP2, EI and QPIP rates. Not affiliated with the Canada Revenue Agency or the Government of Canada. Actual payroll may differ based on your employer’s specific deductions, benefits, TD1 claim amounts, and other factors. This tool does not constitute tax or financial advice.

How hourly wages become an annual salary

The calculator annualizes your wage first: hourly rate × hours per week × 52. $25/hour at 40 hours/week = $52,000/year. Tax, CPP, and EI are calculated on that figure, then converted back to whichever pay period you choose.

This is an approximation: it assumes consistent hours every week of the year, with no unpaid weeks off. If your hours vary, treat the result as an estimate of what you’d earn at that steady rate.

Worked example: $25/hour, 40 hours/week, Ontario

Full breakdown
Annualized gross$52,000
Total deductions$10,680
Net annual$41,320
Net biweekly$1,589
  • Federal tax: $4,976.72
  • Ontario tax: $1,970.06
  • CPP: $2,885.75
  • EI: $847.60
  • Effective tax rate: 20.5%

Overtime and irregular hours

Use the “Advanced options” section in the calculator to add annual overtime pay on top of your base hourly earnings — it’s taxed as regular income, added to your gross before the tax calculation runs. For province-specific overtime rules (like the 1.5× rate after 40 hours/week most provinces require), see our overtime pay calculator.

Frequently asked questions

How do I convert my hourly wage to an annual salary?

Multiply your hourly wage by your hours per week, then by 52. For example, $30/hour at 37.5 hours/week = $58,500/year.

Does this account for unpaid time off?

No — the calculator assumes 52 paid weeks per year. If you take unpaid leave, your actual annual earnings (and tax) will be lower than this estimate.

Does my province affect my hourly take-home pay?

Yes — provincial tax brackets vary significantly. Select your province in the calculator above to see the difference.

Related calculators

Canada Paycheck Calculator · Annual Salary Calculator · Overtime Pay Calculator · Biweekly Pay Calculator

Tax year: 2026 · Last reviewed: September 2026. Figures sourced from the Canada Revenue Agency’s published 2026 federal and provincial payroll deduction formulas and CPP/EI contribution rates. Independent calculator, not affiliated with the CRA or Government of Canada. Estimates only.